Champion Breweries Plc (CHAMPB.ng) listed on the Nigerian Stock Exchange under the Beverages sector has released it’s 2016 interim results for the half year.For more information about Champion Breweries Plc (CHAMPB.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Champion Breweries Plc (CHAMPB.ng) company page on AfricanFinancials.Document: Champion Breweries Plc (CHAMPB.ng) 2016 interim results for the half year.Company ProfileChampion Breweries Plc is an established brewery in Nigeria manufacturing Champion Lager Beer and Champ Malta as well as a selection on non-alcoholic beverages. The company also brews and packages products under contract to Nigerian Breweries Plc. The main brands in its product portfolio are Champion Lager Beer and Champ Malta. Champ Malta is a flavoured beer with a golden colour and distinct aroma. The company has undergone a number of name changes; established as South East Breweries Limited, the name changed to Cross River Breweries Limited and thereafter to Champion Breweries Limited which was later changed to Champion Breweries Plc. In 2011, Consolidated Breweries acquired a 57% equity stake in Champion Breweries which was originally held by Montgomery Ventures Inc (Panama). In 2013, Raysun Nigeria Limited, a wholly-owned subsidiary of Heineken, purchased Consolidated Breweries and now holds a majority equity stake in Champion Breweries Plc. The company’s head office is in Akwa Ibon state, Nigeria. Champion Breweries Plc is listed on the Nigerian Stock Exchange
A section of the January 2, 1921, bulletin of Calvary Episcopal Church, Pittsburgh. The service was the first-ever to be broadcast on the brand new medium of radio.[Episcopal Diocese of Pittsburgh] It was the first Sunday in 1921. While Pittsburgh’s Calvary Episcopal Church started its day in typical fashion with Holy Communion and Morning Prayer, it would later hold an evening service unlike anything that had ever taken place before.“An interesting arrangement has been made for tonight’s service,” Calvary’s then rector, the Rev. Edwin Jan van Etten, wrote in the parish bulletin. He noted that the International Radio Company (part of Westinghouse Electric) had installed wireless equipment in the church, and that the hymns and sermon to be preached by his associate, the Rev. Lewis Bliss Whittemore, would be “flashed for a radius of more than a thousand miles through space!”Thus, Calvary came to host and officiate the first religious service ever broadcast to the world.Westinghouse’s KDKA radio station had just become the first in the country to begin broadcasting a mere two months earlier. And it had never originated a program outside of its own studios until that night at Calvary.Calvary’s weekly presence on KDKA would last for more than 40 years. The station’s “clear-channel” license allowed it to broadcast at 50,000 watts on a frequency that was not shared with any other station. That meant its programs could be heard in much of the eastern and central United States, and if atmospheric conditions were right, well beyond.Calvary’s national prominence grew, as did the profiles of its clergy. Whittemore would later become Bishop of Western Michigan. Van Etten headed to Boston to serve as dean of the cathedral. He was succeeded by the Rev. Arthur Kinsolving, himself a former dean and future bishop. Calvary would attract rectors from the likes of the Rev. Sam Shoemaker, who helped established Alcoholics Anonymous, and in more recent times, the Rev. Dr. Harold T. Lewis. The current rector, the Rev. Jonathon W. Jensen, was the dean of Trinity Cathedral in Little Rock.Notable guests would also grace Calvary’s pulpit over the years. The church has hosted several presiding bishops, former Archbishop of Canterbury George Carey, and the Nobel Peace Prize winner, Archbishop Emeritus Desmond Tutu of South Africa.On Sunday, Jan. 3, 2021 – exactly one hundred years plus one day after that groundbreaking Evening Prayer – Calvary commemorated its role in broadcast history. The 11 a.m. Eucharist featured the music played during its 1921 inaugural broadcast and Jensen preached about the anniversary.Just as it did a century ago, Calvary’s service went out to the entire world, although this time using the modern technology of live streaming over the Internet. Calvary has been streaming its services and parish life regularly since the onset of the Covid pandemic, and the church is now permanently equipped with five video cameras that are fully integrated with the audio system.The Jan. 3 commemoration can be accessed through the parish website at www.calvarypgh.org/live or on its Facebook page www.facebook.com/CalvaryEpiscopalChurch.Additional material, including the full Jan. 2, 1921 service leaflet, appears in the December edition of Calvary’s newsletter, Agape. Family Ministry Coordinator Baton Rouge, LA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Knoxville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Martinsville, VA Submit a Job Listing Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Director of Administration & Finance Atlanta, GA Rector/Priest in Charge (PT) Lisbon, ME Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Pittsburgh, PA Bishop Diocesan Springfield, IL AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Director of Music Morristown, NJ Posted Dec 30, 2020 Press Release Service Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Hopkinsville, KY TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Associate Priest for Pastoral Care New York, NY Associate Rector for Family Ministries Anchorage, AK Submit a Press Release Priest Associate or Director of Adult Ministries Greenville, SC Rector Bath, NC Rector Washington, DC Associate Rector Columbus, GA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector (FT or PT) Indian River, MI In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Tampa, FL Curate Diocese of Nebraska Featured Jobs & Calls Rector Shreveport, LA Assistant/Associate Priest Scottsdale, AZ Rector Smithfield, NC Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Cathedral Dean Boise, ID Rector and Chaplain Eugene, OR Assistant/Associate Rector Morristown, NJ Canon for Family Ministry Jackson, MS Youth Minister Lorton, VA Featured Events Missioner for Disaster Resilience Sacramento, CA Course Director Jerusalem, Israel Curate (Associate & Priest-in-Charge) Traverse City, MI Pittsburgh parish marks its role in radio history Assistant/Associate Rector Washington, DC Rector Collierville, TN Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Albany, NY Rector Belleville, IL The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Submit an Event Listing Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Priest-in-Charge Lebanon, OH
Share on Facebook Tweet on Twitter Save my name, email, and website in this browser for the next time I comment. Please enter your comment! LEAVE A REPLY Cancel reply Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 The Anatomy of Fear TAGSDigital Sales ExecutiveOffice ManagerThe Apopka Voice Previous articleApopka Burglary ReportNext articleFaster emergency responses? There’s an app for that… Denise Connell RELATED ARTICLESMORE FROM AUTHOR Bring your digital sales savvy to The Apopka Voice The Apopka Voice is expanding.In just over two years our innovative online news site has published over 4,600 articles, has over 5,800 Facebook likes and averages between 40,000-50,000 unique visitors per month.The Apopka Voice serves as the premier provider of daily local news in the Apopka community. Our content is timely and relevant and our online readers are engaged, loyal visitors.And now we are looking for a digital sales manager who wants to expand with us. We want you to build a business.Your role at The Apopka Voice will be to:Develop strategic advertising and marketing solutions that meet the unique needs of each clientAct as a digital marketing consultant to local businessesBuilding and maintain relationships with new and existing clientsMeet and exceed monthly sales goalsBuild a sales teamThe right person for this role will have:Strong and collaborative presence to work as a partner to any businessDemonstrated success in business developmentThe ability to adapt to our unique product and digital strategiesA thorough understanding of digital advertising (display, rich media, push e-mail, native, SEM, SEO and social media, etc.).Preference is given to candidates with a thorough understanding of the Apopka business market and to digital ad sales experienceWith experience, this can be a salary plus commission opportunity that is a full-time position. Part-time commission based positions are available as well. Experience is preferred, but not necessary. We are an equal opportunity employer.Call 407/437-5654 or email your resume to [email protected] to set up an interview. Please enter your name here Support conservation and fish with NEW Florida specialty license plate You have entered an incorrect email address! Please enter your email address here
Charity Commission warns charities of diary fundraising scams The Commission’s report will shortly be available for download at no charge from its Web site. Tagged with: Trading The Charity Commission has warned trustees to tread warily before allowing publishing companies to use their charity’s name in marketing activities.The warning follows the Commission’s investigation into publishing companies which say they will fundraise on behalf ofspecific charities, usually by selling advertising in a diary, calendar or other publication. The Commission’s report, “Charities and publishing companies”, shows that some companies charge up to £700 for advertising space “but pass as little as 6% on to the charity.”The Commission is also concerned that some publishing companies use overly aggressive and even illegal selling tactics, which can tarnish the reputations of the charities that they claim to be supporting. Advertisement 24 total views, 1 views today Howard Lake | 6 December 2003 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Tagged with: BCFP Bureau of Consumer Financial Protection CFPB Mick Mulvaney PHH Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Related Articles Home / Daily Dose / CFPB vs. PHH—An Unexpected Conclusion Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago CFPB vs. PHH—An Unexpected Conclusion Servicers Navigate the Post-Pandemic World 2 days ago Previous: 500 Days in the Housing Industry Next: Calidant Capital Partners with Five Star Institute Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago After spending several years working its way through the court system, on Thursday the legal battle between PHH Corp. and the Consumer Financial Protection Bureau ended in a way few would have anticipated when it began back in 2015. BCFP Acting Director Mick Mulvaney officially dropped the case against PHH, stating in a two-page legal filing that the company had not, in fact, violated the Real Estate Settlement Procedures Act (RESPA).RESPA holds that lenders and servicers cannot receive kickbacks for loans. PHH stood accused of taking kickbacks from mortgage insurers, and in 2014 a judge hit the company with a $6 million fine. Then-CFPB Director Richard Cordray overruled that decision in 2015, ordering PHH to instead pay $109 million. PHH sued, with part of its argument hinging upon claims that the structure of the CFPB was itself unconstitutional. This past January, the U.S. Court of Appeals for the D.C. Circuit dismissed the fine against the CFPB but found that the bureau itself was constitutionally sound.In Mulvaney’s legal filing this week, the BCFP Acting Director wrote, “PHH did not violate RESPA if it charged no more than the reasonable market value for the reinsurance it required the mortgage insurers to purchase, even if the reinsurance was a quid pro quo for referrals.”In a statement, PHH said, “We are extremely gratified to have this matter fully resolved as a result of Acting Director Mulvaney’s decision to dismiss this case. Today’s Order is consistent with our long-held view that we complied with RESPA and other laws applicable to our former mortgage reinsurance activities in all respects.”Mulvaney’s action followed a joint statement issued by BCFP Enforcement Director Kristen Donoghue and a team of Bureau attorneys on Tuesday of this week. That statement recommended that Mulvaney drop the case, stating, “Enforcement Counsel and Respondents have conferred, and have agreed to recommend dismissal of this administrative proceeding. Accordingly, Enforcement Counsel and Respondents respectfully request that the Acting Director proceed to dismiss this matter.”In February 2018, Ocwen Financial Corporation announced it was buying PHH for $360 million. The deal is expected to close in the second half of 2018.Ron Faris, President and CEO of Ocwen, said at the time, “We are very pleased to announce the proposed acquisition of PHH, a leading non-bank servicer. PHH is a high-quality servicer with complementary capabilities and business lines to Ocwen, making it a great strategic match for us. In addition to providing significant scale benefits, this transaction gives us the opportunity to migrate to their existing BlackKnight LoanSphere MSP servicing platform more quickly and with less risk than had we just implemented the system ourselves. We are also excited by the opportunity to welcome the PHH employees to the Ocwen family and by the opportunity to bring our industry-leading and innovative loss mitigation capabilities to existing PHH servicing customers currently struggling with their mortgage payments.” The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: David Wharton BCFP Bureau of Consumer Financial Protection CFPB Mick Mulvaney PHH 2018-06-07 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago June 7, 2018 4,033 Views David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Government, Journal, News, Servicing Sign up for DS News Daily
Main Evening News, Sport and Obituaries Tuesday May 25th Man arrested on suspicion of drugs and criminal property offences in Derry It’s emerged that no submissions have been made from Ireland to a major EU consultation on the possible health implications of pylons.Speaking after a meeting with EU Health Commissioner Tonio Borg, North West MEP Jim Higgins said he was told there had been a total of three submissions made to the study, none of which were Irish.The closing date for submissions is mid April, and Jim Higgins is urging people to make submissions.He says given that pylons are a contentious issue from West Donegal right down to the Comeragh Mountains in Waterford, and it’s surprising there have been no submissions from this country………..[podcast]http://www.highlandradio.com/wp-content/uploads/2014/03/jhiggspylons.mp3[/podcast] Gardai continue to investigate Kilmacrennan fire WhatsApp Google+ Pinterest By News Highland – March 21, 2014 Pinterest Previous articleMc Conalogue says FF are positive ahead of pre-election Ard FheisNext articleLuke “Ming” Flanagan to contest EU Election in Midlands North West News Highland Facebook 75 positive cases of Covid confirmed in North Facebook Further drop in people receiving PUP in Donegal Twitter Twitter News 365 additional cases of Covid-19 in Republic No Irish submissions to EU consultation on potential pylon health risks WhatsApp Google+ RELATED ARTICLESMORE FROM AUTHOR
Facebook Google+ Nine til Noon Show – Listen back to Monday’s Programme Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Donegal Garda Division in ‘chronic situation’ ahead of Christmas Important message for people attending LUH’s INR clinic WhatsApp Community Enhancement Programme open for applications By News Highland – December 22, 2017 Homepage BannerNews Twitter Serious concern has been raised over a lack of basic equipment in the Donegal Garda Division to carry out duties this Christmas and their consequent safety.The Milford District alone is down three cars this year with no van since 2014 while a Garda van in Buncrana has not been replaced ahead of the festive season.There is also concern over the fact that not a single 4×4 vehicle has been dispatched to Gardai in Donegal.The GRA Representative Brendan O’Connor says the system in place is not delivering for the county:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/12/brendfghgfhfangra.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. WhatsApp Previous articleTen people waiting for a bed at LUHNext articleLetterkenny families living in fear of their homes being flooded News Highland RELATED ARTICLESMORE FROM AUTHOR News, Sport and Obituaries on Monday May 24th Pinterest Facebook Arranmore progress and potential flagged as population grows Google+ Pinterest
SoftBank makes a Better offerMortgage lending startup Better.com is now valued at $6 billion, after a $500 million investment from SoftBank. The Japanese tech giant bought shares from existing investors, reported the Wall Street Journal.Better, which launched in 2014, streamlines mortgage originations by pre-approving borrowers and lowering costs. It was valued at $4 billion after a $200 million funding round in November 2020 that sparked IPO rumors.Thanks to the hot housing market, Better facilitated $25 billion in loans in 2020 and $14 billion in the first quarter of 2021, reported CNBC. Sources told TRD said it generated $800 million in 2020 revenue, up 10 percent year over year.Notwithstanding the IPO buzz, Better’s CEO Vishal Garg was accused last year of mismanaging investor funds and creating a hostile work environment at the startup, according to Forbes. Yet according to the WSJ, SoftBank gave all of its voting rights to Garg “in a sign of its eagerness” to back the startup. Can you hear me now?Haven’t had internet issues this year? Lucky you.For those who have been plagued by problems, a New York City startup focused on large-scale connectivity in commercial and residential just raised $50 million.Gigstreem, founded in 2017, offers “ubiquitous” WiFi, meaning buildings operate on a single network instead of a dozens of accounts that form a patchwork of connectivity. The investment will allow Gigstreem to expand from six to 15 markets this year. CEO Joel McIntyre said Gigstreem has 200 commercial customers, including Related, SL Green and Vornado.According to McIntyre, it costs several hundred thousand dollars to install a block of underground fiber in New York City. Gigstreem’s network, in comparison, is a mesh of fiber and wireless installed on rooftops at a cost of around $7,000 per building. “We’re moving away from the idea that it costs millions to put a network in the ground,” he said.Proptech sees greenReal estate is facing a climate reckoning, and proptech VCs are lining up green funds.Last month, Toronto’s Greensoil Proptech Ventures launched a $100 million fund to focus on sustainable real estate. Fifth Wall, which launched a $200 million climate tech fund in February, said Ivanhoé Cambridge committed $85 million across four funds. And London-based VC firm 2150 has a $237 million fund to invest in green building startups, reported Bisnow. (Last year, A/O proptech, another London-based VC, announced a $297 million fund for startups targeting climate change.)“The business of doing real estate ain’t the same in the future as it was in the past,” Fifth Wall’s Brendan Wallace said in an interview with TRD. “Being a real estate company will mean being a science investor. That is a massive mental leap.” Click here to join the thousands of knowledgeable readers who subscribe to Future City. Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink “They have literally hired a group of Adam Neuman-era WeWork bros to lead the company forward.”— Knotel founder Amol Sarva New state of MyndFor the past five years, property management startup Mynd has given mom-and-pop landlords software to manage rental properties. Now, it’s targeting institutional investors who are betting on the burgeoning single-family rental market.“Our vision is to help investors make more data-driven decisions and deploy their capital more intelligently,” CEO Doug Brien said.Mynd, founded in 2016, closed a $41.5 million Series C in June. Wells Fargo led the round, with Canaan Partners, Lightspeed Venture Partners and Jackson Square Ventures. The startup said it manages 7,000 units worth $1.4 billion in 24 markets.To help the company pivot, Mynd is beefing up its C-suite. Garret Albert, former vice president of finance at One Medical, is joining as CFO. Alejandro Ayestarán, a former exec at car sales startup Shift Technologies, has been tapped as chief business officer. And David Zanaty, a former Opendoor exec, is joining as chief real estate officer. Clelia Peters, president of Warburg Realty and a venture partner at Bain Capital Ventures, is joining the board.Small bytes📈 Hospitality startup Sonder is in talks to go public with blank-check company Gores Metropoulos II Inc.🧡 Redfin made it official with RentPath, completing the $608M acquisition on April 5.💰 Rick Caruso’s L.A.-based real estate firm will accept Bitcoin rent payments in its retail and commercial properties.📖 Book deal alert! Compass’ Robert Reffkin’s “No One Succeeds Alone” comes out in May.📢 Opendoor tapped Shannon Hodes, a former GoDaddy and Sirius XM exec, as vice president of sales and support.📢 Pacaso, a second-home startup valued at $1B, hired David Willbrand as chief legal officer.🚧 Shanghai-based RoboticPlus.AI, a construction tech startup, raised $20M.🚧 Curri, a construction tech logistics company, raised $6M.🤖 Gryps, a construction startup automation to organize emails and documents, raised $1.5M. Tags Compass stock shocksCompass finished its first full week as a public company with a bitter taste of the public market.Its stock closed at $17.31 per share, down 14 percent from its closing price of $20.15 on April 1, its first day of trading. The shares are now lower than the target price of $18 set before the IPO.The VC-backed brokerage downsized the public offering in the days leading up to its NYSE debut. Initially it priced shares between $23 and $26, working out to a $10 billion valuation. Compass’ market cap is now $6.7 billion.The long-awaited IPO was still a watershed moment and a payday for top investors, executives and agents. (Compass also set aside 7 percent of the offering, or 1.75 million shares, for agents.)SoftBank, the firm’s top shareholder, owns 132.4 million shares valued at $2.3 billion, according to filings with the U.S. Securities and Exchange Commission. That includes 4 million additional shares SoftBank purchased on April 6 for $72 million. Robert Citrone’s Discovery Capital holds 33.5 million shares worth $579.9 million, down from $675.5 million a week ago.Co-founder Ori Allon holds more than 19 million shares worth $328.9 million, down from $344 million. On the day of the IPO, CEO Robert Reffkin held 8.6 million shares, though he’s in line for 25.8 million more in the coming years. On April 6, Reffkin also purchased 411,111 more shares for $7.2 million. As of Friday, his shares are worth $156 million. CTO Joseph Sirosh holds 4.2 million shares. They are worth $72.7 million, down from $84.6 million. Share via Shortlink SPAC sparkle fades?A top securities regulator is the latest to sound an alarm over the SPAC frenzy.John Coates, acting director of the SEC’s corporate finance division, said there are “some significant and yet undiscovered issues,” with SPACs, reported the Wall Street Journal.Last month, regulators began an inquiry into SPACs, focusing on how banks underwrite risk. Previously, they warned investors not to be lured to SPACs by celebrity involvement alone.Although new filings are slowing, investors are still piling into blank-check firms. As of April 9, 306 SPACs have gone public, raising $98.9 billion, according to SPACInsider.Meanwhile, Fifth Wall Ventures has launched a second SPAC. The VC fund, which has $1.7 billion under management, is looking to raise $150 million. In February, it raised $345 million for its first SPAC. Several of Fifth Wall’s portfolio companies are going the SPAC route. Opendoor went public with a SPAC last year; Doma and Hippo are following suit.When real estate tech pays off2020 was a good year for Zillow and eXp Realty. So good, in fact, that top execs Rich Barton, Lloyd Frink and Glenn Sanford made the Forbes billionaire list.Barton and Frink, who co-founded Zillow in 2004, joined the list with net worths of $2.2 billion and $1.4 billion, while eXp founder Sanford and his wife, Penny, joined with a net worth of $1.8 billion.As of April 7, Zillow’s stock was trading around $140 per share, more than three times its price a year ago. The company generated $3.3 billion in revenue last year as the housing market soared. Virtual broker eXp’s revenue hit $1.8 billion, up 84 percent, with a record $31 million in profits in 2020.STAT OF THE WEEK$125BGlobal VC investments during Q1, up 94% YOY, per Crunchbase Future CityProptechTechnology