DOWNLOAD1. SMMT – UK bus sector sees threefold rise in new low emission vehicles2. Environment, Food and Rural Affairs Select Committee: Air Quality3. New testing laboratory to support plug-in vehicle market4. CBI – economic update5. EEF – Risks to outweigh opportunities for manufacturers in 20166. Week aheadClick to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)

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Orchids at McBean's Orchid Nursery in East Sussex Greenhouses are dying out because gardens are getting smaller, causing rare orchid varieties to be at risk of becoming extinct, leading horticulturalists have said. Laurence Hobbs, one of the world’s top orchid growers, told an audience at Gardeners’ World Live on Thursday that he was concerned about the future of the popular pot plant as hobbyists no longer want to have greenhouses in their gardens. The grower, who has been tending to his orchids in Crawley, Sussex since 1987, said: “We now live in a time where orchids are endangered. Orchid growers like me are even more endangered as there are less and less hobbyist growers every year because no one wants a greenhouse in their back garden.“This means you have to be very careful where you buy them from as large supermarkets who source their orchids from abroad for example sell blue orchids which are dyed and when they grow they will turn white.” Hobbyists and specialist growers are crucial for keeping rare ornamental orchid species alive – while there have been around 30,000 of the pretty plants discovered in the wild, enthusiasts have managed to cross-breed and create over 200,000 different varieties.  Orchids at McBean’s Orchid Nursery in East SussexCredit:Christopher Pledger Guy Barter, the chief horticultural advisor at the Royal Horticultural Society agreed that the greenhouse use is declining. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. Although orchid-growing used to be a fascinating hobby taken up by those of small means, he said,  an increasing lack of garden space means that fewer people want to put up greenhouses for the hothouse plants. He added: “Orchid nurseries catering to enthusiasts selling choice rarities are getting fewer. “People are also less willing to heat greenhouses for delicate orchids on grounds of cost and smaller garden mean less space for greenhouses in any case. At one time there were many orchid hobbyists, often people of slender means.  Specialist societies have largely declined as seems to be the case with horticultural societies in general.”Even the most famous gardeners in the country are succumbing to the trend. Gardeners’ World presenter Monty Don, also speaking at the show, said he used to have three greenhouses before recently getting rid of one.He revealed: “We had a greenhouse that i loved and used to grow lettuce and tomatoes in, I had it for 20 years, but the BBC deemed it a health and safety risk as pieces of glass kept falling on people.“I couldn’t afford another one myself and the BBC pointed out I already have two and that seems quite enough.” read more

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first_imgMicrosoft’s Kinect motion controller has been successful as much for being a hacking platform than as an Xbox 360 game controller. Even after launch the hacks continued and Microsoft came around to the idea of supporting the Kinect hacking community with an official SDK now planned.A hack Microsoft won’t be too pleased about, however, is one carried out by Shantanu Goel. He has managed to get the motion controller rigged up to work on a PS3. This isn’t a hack for the faint of heart, though, as it requires a re-route through a laptop, data conversion to raw tracking data, and a second conversion for PS3 compatibility.AdChoices广告Goel has stated that this really is just a proof of concept at the moment. A lot of work needs to be done to improve performance, in particular to the axis control. The good news is he does take advantage of the existing libraries out there for hacking Kinect (OpenNI, PrimeSense, NITE, DIYPS3Controller). That means as those libraries improve, so should PS3 control, although he does need to do some performance work himself for the PS3 conversion code.Full instructions on how to get this system working are available on Goel’s website. He has also released the source code on GitHub under a GNU GPL v2 license. So even if he doesn’t continue development the code is there for others to pick up and run with.Read more at Shantanu’s Page via TechCrunchBrett’s OpinionThe project shows great potential, but I can see Sony not being too pleased if it means that people would be switching to the Kinect instead of their own Move system for controlling games (though Sony are keen to allow the Move to work on a PC). However, with the price of a Move controller being significantly lower than the Kinect, it shouldn’t be too much of a problem and will only appeal to those who are inquisitive and wanted the freedom that the Kinect system provides.last_img read more

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first_img 35 Comments Central Bank to scrap code of conduct for banks on the transfer of mortgages as it’s ‘not relevant’ Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing. https://jrnl.ie/4571681 By Christina Finn 29,405 Views “There are various methods through which banks can deal with non-performing loans (NPLs), the option to sell portfolios of loans – undertaken alongside strong consumer protection rules – is important”, adds the Central Bank. It states that loan sales “have been part of the toolkit used by the banking system to deal with non-performing loans”.Giving an insight into the level of customer’s mortgages the banks have offloaded to third parties, such as vulture funds since 2013, the Central Bank said the stock of NPLs held by the retail banks (across all loan portfolios) has declined by €67 billion.Selling of family homes and buy-to-letsAround 12% of that reduction was achieved through residential loan portfolio sales, including Buy-to- Let and Primary Dwelling Home (family home) loans.The Central Bank will also confirm that further loan book sales are on the cards, though it did not state how many homeowners would be impacted. “Looking forward, while NPLs have declined in the Irish banking system, the level is still above the average across European banks. As part of the Single Supervisory Mechanism,  the Central Bank requires Irish banks to reduce NPLs in a sustainable way. In this context, Irish retail banks have submitted updated NPL reduction strategies, which include both planned workouts and potential sales.”‘Grave concerns’Department of Finance officials are set to agree with the sentiments of the Central Bank stating that it has “grave concerns” about the Bill.Last week, a UN special rapporteur on housing sent a letter to the Irish government noting that they have facilitated housing financing through “preferential tax laws and weak tenant protections among other measures”, adding that it “cannot continue”. The UN report said it wished to remind States of their human rights obligations to regulate investment in residential real estate so that it supports the right to adequate housing and in no way undermines it.They are also critical of the lack of regulations of vulture funds operating in the housing sector.“What makes this practice particularly egregious is that it is being done without any monitoring, or accountability mechanisms in place. Governments seem not to have made the connection that this new form of finance is taking place in an area that is governed by international human rights law, which imposes obligations on them. We remind all States, that while gold is a commodity, housing is not, it’s a human right,” states the report. Tuesday 2 Apr 2019, 12:05 AM Most loan agreements include a clause that allows the original lender to sell the loan on to another firm. It follows that the Bill is in conflict with contractual rights or the lender or loan owner, while not strengthening the consumer protection regulatory framework. Image: Shutterstock/Derick Hudson Share786 Tweet Email … It is the Central Bank’s view that the introduction of this Bill will significantly constrain the ability of banks to engage in portfolio sales (whether of performing or non-performing loans) and, so, limit their ability to deal with outstanding vulnerabilities…The Central Bank states that the Bill in its current form “would be costly, both by hindering the continued recovery of the banking system and, most importantly, by reducing the ability of the banking system to absorb adverse shocks in the future”.“Ultimately, these costs will be faced by households and businesses in Ireland,” it adds.The Central Bank will tell committee members that from a consumer protection regulatory perspective, the enactment of the Bill “will not offer new or existing borrowers any additional consumer protections and it could result in consumer detriment arising from an increase in interest rates and/or a decline in mortgage availability”.Large loan book sales by banksIt also defended the actions of the banks, who have been widely criticised for not dealing with individuals, instead choosing to sell on large portfolios of their loan books to third parties.  Related Readscenter_img Apr 2nd 2019, 12:06 AM Short URL Image: Shutterstock/Derick Hudson 31.01.19 Bill which aims to force banks to ask for permission before selling mortgages to vulture funds passes in the Dáil Doherty said the Central Bank’s Code of Practice on the transfer of mortgages is being ignored and banks “have turned a blind eye” to it because it is voluntary.Central Bank says there is no need for the code However, today, the Central Bank will state that “all relevant participants in the market are now subject to regulation by the Central Bank, including compliance with relevant statutory codes in place”.They add: 28.12.18 Varadkar says he’s reluctant to use the term ‘vulture fund’ to describe firms that have bought up Irish mortgages THE CENTRAL BANK plans to scrap the voluntary Code of Practice on the Transfer of Mortgages because it is “not relevant” to the current banking environment. Sinn Féin’s No Consent, No Sale Bill aims to put the code on a statutory footing – it is currently just a voluntary code that banks can choose to apply. Donegal TD Pearse Doherty’s Bill also aims to give mortgage holders the power to block the sale of their mortgage bank loans to vulture funds.The Dáil voted by 80 votes to 45 to pass the Bill – the government opposed the proposed legislation.Today, Central Bank officials will tell the Oireachtas Finance Committee that it has “significant concerns” regarding the terms of the Bill.Voluntary codeIn its opening statement, the Central Bank states that the code of conduct was issued as a voluntary code. “Consequently, the Central Bank’s regulatory powers, including the use of its Administrative Sanctions powers, do not apply to the Code of Practice.“The Central Bank is of the view that the voluntary Code of Practice is not relevant orappropriate in the current regulatory and financial environment. The Central Bank therefore considers the Code of Practice to be redundant and intends to revoke it,” states the opening statement to the committee. The code of conduct states that ”a loan secured by the mortgage of residential property may not be transferred without the written consent of the borrower”.Ask for consent to sell on someone’s mortgageIt also sets out that the bank, when seeking consent from either an existing or a new borrower, must provide a statement containing sufficient information to “enable the borrower to make an informed decision”.It states that a “clear explanation of the implications of a transfer (including the borrower’s future membership status where the lender is a building society) and how the transfer might affect the borrower” must be given to the homeowner.It also outlines that the borrower must be approached on an individual basis and given reasonable time to give or to decline to give consent.Banks who have sold on or transferred their customers to vulture funds, and other intermediaries who act on behalf of vulture funds, have been criticised by politicians, such as Doherty, as well as Fianna Fail’s John McGuinness, for not informing people prior to the sale that their mortgages are being sold or transferred. The issue of consent was previously raised by Doherty during an Oireachtas Finance Committee meeting when he asked PTSB bosses if they would be adhering to the code of conduct. Today PTSB confirmed to me they would apply Central Bank rules meaning a borrower must give permission before their mortgage is sold…they soon backtracked when I explained it to them. I will be tabling legislation to make this Code compulsory. #vultures #EnoughIsEnough pic.twitter.com/SZF6EFyfmr— Pearse Doherty (@PearseDoherty) December 6, 2018 Tweet thisShare on FacebookEmail this article 27.03.19 UN says Ireland applies ‘preferential tax laws’ to vultures funds and it ‘cannot continue’ last_img read more

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first_imgThe World Cup came to an end before it even started for Dani Carvajal – he limped off and has most likely sustained a hamstring injury in last night’s win over Liverpool at the Champions League final.Just minutes after Mohamed Salah was subbed due to shoulder problems, Carvajal was already in tears as he realised his World Cup dreams have been shattered, according to Goal.He tried to backheel but this led to an injury, tears and leaving the field – all of this with 10 minutes remaining of the first half.Sergio Ramos, Real MadridZidane reveals Sergio Ramos injury concern for Real Madrid Andrew Smyth – September 14, 2019 Zinedine Zidane has put Sergio Ramos’ availability for Real Madrid’s trip to Sevilla next weekend in doubt after withdrawing him against Levante.Carvajal is famous for his muscle problems – an injury prevented him from participating in the Champions League final against Atletico Madrid back in 2016. Due to this same injury, he was forced to miss even the Euro 2016.The Spaniard also had to take a break twice in the 2017/18 season, with the first being due to chest pain, which turned out to be pericarditis, and a hamstring injury as well.last_img read more

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first_imgWashougal police arrested two men and a woman Saturday when officers executed a warrant to search at an area motel room to check on complaints of suspected drug activity. Officers entered the room at the Rama Inn, 544 Sixth St., shortly after 7 a.m. to find heroin on the rim of the toilet, several broken methamphetamine pipes inside the toilet and a plastic bag containing what appeared to be heroin residue, according to a news release issued by the Washougal Police Department. Arrested were Isaiah R. Richey, 19, of Washougal; April M. Green, 24, residence unknown; and Michael A. Mirelez, 18, a transient. Richey and Green were arrested on suspicion of possession with intent to deliver heroin and methamphetamine. Mirelez was taken into custody on suspicion of possession of drug paraphernalia and an outstanding warrant for third-degree theft. Richey was being held in the Clark County Jail on $25,000 bail Tuesday night and is to appear in court Friday, a jail officer said.Green and Mirelez were not in custody at the jail.Additional charges against Green and Richey were referred to the Clark County Prosecutor’s Office.last_img read more

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first_imgA day after it crashed by 660 points, a benchmark index of the Indian equities markets, the 30-scrip BSE Sensitive Index (Sensex), provisionally closed over 350 points down on Wednesday.The wider 50-scrip Nifty of the National Stock Exchange (NSE) also provisionally closed deep in the red. It closed 101.35 points or 1.23 percent down at 8,135.10 points.The Sensex of the S&P Bombay Stock Exchange (BSE), which opened at 27,230.68 points, closed the day’s trade at 26,837.20 points (at 3.35 p.m.), down 351.18 points or 1.29 percent from the previous day’s close at 27,188.38 points.The Sensex touched a high of 27,276.22 points and a low of 26,698.26 points in the intra-day trade.last_img read more

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first_imgIjara Community Development Corp. is scheduled to hold a Comm-Unity Potluck dinner and a Islamic Banking and Home Financing workshop April 2 at the Masjid Muhammad – The Nation’s Mosque, 1519 4th Street, NW from noon to 3 p.m. Learn how you can become a homeowner, while still being true to the Islamic faith. Points of discussion will include: What is Riba?; What does the Quran say about Riba?; Methodologies of Islamic Financing and Purchasing a home the Halal Way. The workshop is free, but participants are encouraged to bring a dish for the potluck.last_img read more

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first_imgThe Nintendo 3DS launched in the US on March 27th, and Nintendo has released sales figures for the first week. The company managed to get 400,000 units out the door in those 7 days, which Nintendo of America President and CEO Reggie Fils-Aime praised as a strong launch. The launch numbers are a bit less than analysts had hoped for, but Nintendo praised the number, noting that there were relatively few sellouts around the country and everyone who wanted a 3DS on launch week were able to get one without issue.A number of outlets point to the fact that the Nintendo DSi and DSi XL consoles – the handheld predecessors to the 3DS – sold 460,000 consoles in March, beating the 3DS’s launch numbers. The comparison is a bit skewed, since the 460,000 number includes all sales for the month of March, while the 3DS was only available for the last week of the month. Even so, the DSi sold 500,000 units in its first week on store shelves back in 2004, comfortably beating the 3DS at launch.Part of the reason behind the 3DS’s launch numbers may be the lack of games available for the console just yet. Aside from Street Fighter IV and Pilotwings Resort, most of the highly anticipated 3D games for the device aren’t available yet. Kid Icarus: Uprising, The Legend of Zelda: Ocarina of Time 3D, Dead or Alive Dimensions, and Star Fox 64 3D are all still in development.Regardless, Nintendo is confident that the 3DS will take off in the long term, especially as more games that use the system’s 3D technology are released, and when Netflix streaming becomes available for the 3DS later in the summer. Also, Nintendo has high hopes as Hollywood comes on board to provide 3D movie trailers that 3DS owners can download and watch.The combined sales of the 3DS, the DSi, DSi XL, and the Nintendo Wii all amounted to a strong sales month for Nintendo. Over 1.1 million Nintendo consoles were sold over the course of the month. It’s possible that the company is looking to quell disappointment over missing the 2010 holiday season by launching the 3DS now, and letting the must-have games spark additional demand as they come to market – especially as we approach the fall shopping season.Read more at Digital Trendslast_img read more

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first_imgMay 21, 2015 Gaming has well known dark sides, but it can also improve spatial skills, reduce stress and even bring families together. Two new studies may further confuse you about the benefits, with one concluding that gaming makes you friendlier in the real world, and another implying it could ruin your brain.First the plus side: Texas Tech researchers think that cooperative gameplay, whether in violent or non-violent games, makes people nicer. “We found that playing with a helpful partner increases the expectation of others to reciprocate that pro-social behavior,” said author John Velez. He added that teaming up even makes you “nicer to the other team… that just tried to beat you.”Playing cooperatively, rather than alone — even online — can stimulate gamers’ empathy so much that it negates the aggressive effects of violent games and even carries over into the real world. Velez found that players were more likely to help out pals in social situations and less likely to be hostile to friend and foe alike. “What we found was cooperative play seems to have the biggest effect in terms of decreasing aggression toward other people,” he said.On the downside, because of the way that gaming stimulates your brain, it may increase your risk to neurological disorders like Alzheimer’s Disease. Researchers from the Douglas Institute and Université de Montréal found that gamers tend to navigate their environment using the brain’s reward center (the caudate nucleas), rather than using spatial memory from the hippocampus like non-gamers.The results were hardly conclusive, and the team said that further studies should focus on specific games. But the study shows that while gaming may make you more attentive visually, that might be outweighed by the negative effects on your brain. Free Workshop | August 28: Get Better Engagement and Build Trust With Customers Now Enroll Now for Free This hands-on workshop will give you the tools to authentically connect with an increasingly skeptical online audience. This story originally appeared on Engadget 2 min readlast_img read more

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first_imgRelated posts:Honduras court orders house arrest for US-targeted tycoon Jaime Rosenthal Honduras brings homicide rate down Honduras shutters bank linked to drug trafficking Scandal-plagued Honduras needs dramatic overhaul, say analysts A money laundering indictment by the U.S. government last week against one of the most powerful families in Honduras has rattled elites in Central America used to being treated with kid gloves by authorities.Eric Olson, associate director of the Latin American Program at the Woodrow Wilson International Center for Scholars in Washington, D.C., said the indictment could be a step toward breaking a culture of impunity among elites involved in organized crime.Last week, the U.S. Treasury Department announced that Grupo Continental and other assets held by Honduras’ powerful Rosenthal family were being listed under the Kingpin Act as linked to illicit drug activities. At the same time, the U.S. Justice Department unsealed an indictment against Jaime Rosenthal Oliva, president of Banco Continental, his son, Yani Benjamín Rosenthal, and nephew Yankel Rosenthal for allegedly laundering money for Central American drug traffickers. Yankel Rosenthal was arrested at the Miami airport on Oct. 6.The family has denied any wrongdoing.Olson said that suspicions of criminal involvement have swirled around the Rosenthals and other powerful Honduran families for some time, but that the move by the U.S. Treasury Department to go after a powerful family like this is an encouraging change in how the government targets organized crime in Central America beyond gangs, such as MS-13.“This is an interesting new step by taking it to another level by pointing a finger at the country’s political and economic elite. It’s not just gangs on the street, it’s people at this level who have enormous political and economic control of the country,” Olson said.“I see this as a positive sign that the U.S., despite having a close relationship with Honduras, is taking some pretty bold actions by shutting down some of the richest and most powerful men in Honduras,” he said.The U.S. indictment and Kingpin designation, which freezes designees’ U.S. assets and bans U.S. companies from doing business with them, appears to have already shown some results in Honduras. The Honduran government announced Saturday night the closure of Banco Continental, the cornerstone of a family-owned conglomerate of businesses that includes media, financial services, real estate and construction firms.Olson said that the broad impact of the indictment — including the forced liquidation of a deposit bank like Continental — could affect large sections of Honduran society. The family’s business holdings reportedly account for 5 percent of Honduran GDP, according to a communiqué from Jaime Rosenthal Oliva, printed in the Tiempo daily newspaper. Following the announcement, hundreds of customers lined up at bank branches to withdraw their savings.Everyday people who got hit in the pocketbook because of the Banco Continental scandal could bring additional pressure on the government of President Juan Orlando Hernández. Yankel Rosenthal, who appeared before a federal court on Wednesday in a beige prison uniform, recently served as an adviser to Hernández. President Hernández faced large protests in June and July calling for his ouster over the alleged misuse of tens of millions of dollars from the country’s public health system by his 2013 presidential campaign.“There’s already a great deal of suspicion in the public around corruption within Hernández’s people. I would guess that this is would fan those fears and calls for accountability,” Olson said, adding if there are more investigations in the wings “that kind of information could be damaging, there’s no question.”Besides Honduras, other Central American countries like Panama and El Salvador are potential hotbeds of money laundering. Olson said that U.S. law enforcement was likely more concerned about illicit financial flows coming out of these countries than drugs because of how light banking regulation and their dollar-based economies facilitate transfers across borders.“I think it’s at that level where we need to break the impunity and the silence to hold those people accountable,” Olson said, referring to corruption in the highest levels of finance and politics. A lack of independence prevents prosecutors in Honduras from pursuing politically sensitive investigations, Olson said, but U.S. pressure would hopefully result in more local investigations into possible wrongdoing.“There are a lot of others like them,” he said of the Rosenthal family. “It’s not clear if [the U.S.] will continue but it’s a step in the right direction.” Facebook Commentslast_img read more

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first_img Former Arizona Rep. Don Shooter shows health improvement Construction begins on Chandler hospital expansion project The vital role family plays in society Comments   Share   Associated PressQUITO, Ecuador (AP) – A judge on Ecuador’s highest court rejected on Tuesday an extradition request for a former police investigator from Belarus who has been jailed since June, and ordered him freed immediately.Aliaksandr Barankov’s case drew attention after Ecuador granted political asylum to WikiLeaks founder Julian Assange earlier this month.Judge Carlos Ramirez of the National Court of Justice found the political refugee status granted Barankov to be justified, according to a court official who sent The Associated Press the judge’s order. The official was not authorized to be identified by name. Top Stories Barankov’s case came under scrutiny when Ecuador announced it was granting Assange asylum, deeming he ran the risk of being unfairly tried by the United States and possibly facing the death penalty.President Rafael Correa said he would not comment on the Barankov case until the court ruled. But his deputy foreign minister said the government would treat the case with the same respect for human rights that guided it in considering Assange’s asylum request.Barankov’s attorney, Fernando Lara, told the AP on Tuesday that while he welcomed Tuesday’s ruling it came “82 days late” because his client never should have been jailed.Barankov was granted refugee status in 2010, with merit found in his claim of political persecution, after he had been jailed 55 days for overstaying his visa.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) 4 must play golf courses in Arizona The 30-year-old Barankov had argued he could be killed if sent back to his former Soviet bloc homeland, whose president, Alexander Lukashenko, has been nicknamed “Europe’s last dictator.”Barankov says he fled Belarus after uncovering an oil-smuggling ring involving senior government officials including relatives of Lukashenko.“I’m happy. They saved my life!” an overjoyed Barankov said when the AP reached him by phone in jail. His Ecuadorean girlfriend had notified him just moments earlier.His release was expected as early as Wednesday.Tuesday’s ruling was the second by Ramirez to reject an extradition request from Belarus. The first was in October of last year, when Ramirez found the evidence presented against him to be inadequate.Barankov blamed his jailing in early June on pressure from Belarus ahead of an official visit later that month by Lukashenko, who has ruled his homeland for 18 years by fixing elections, quashing free speech, jailing dissidents and keeping most industry in state hands.The extradition request under which he was arrested and jailed on June 7 accused him of fraud and extortion.Barankov was backed by human rights activists in Belarus Sponsored Stories 5 treatments for adult scoliosis Bottoms up! Enjoy a cold one for International Beer Day Mary Coyle ice cream to reopen in central Phoenixlast_img read more

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first_imgDestination Britain APMEA 2015 was a successful week, with the final night being hosted by Visit Scotland adding to the success.The night was filled with traditional Scottish food including devilled eggs and black pudding, all the food was fantastic.There was also a very popular Scottish whisky tasting area, which everyone enjoyed as it really complimented the food.To add to the Scottish vibe, a local Indonesian band dressed up in tartan and sang some classic Scottish hits including Gerry and the Pacemakers!Other exciting things included Samsung’s newest product that took everyone into a virtual reality.The night was aimed to highlight what Scotland has to offer and for one lucky person they get to experience it first hand after winning a trip courtesy of Etihad to Scotland.Overall the night was a great success and added even more to the success of the week, which was so very well planned from start to finish.Source = ETB Travel News: Lewis Wisemanlast_img read more

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first_imgSource = TravelManagers Australia Personal Travel Manager discovers mutual support invaluable The backdrop of ‘Learn & Collaboration’ is extremely apt as experienced personal travel manager Merran Wiggins (right) mentors new recruit Sahra Vilayrack (left) at the INNX Hub in NewcastlePersonal Travel Manager discovers mutual support invaluableTravelManagers new recruit Sahra Vilayrack representative for Carrington in Newcastle and long established personal travel manager Merran Wiggins, representative for Warners Bay in Lake Macquarie enjoy more than a neighbourly cup of tea. Whilst some may consider the fifteen and a half kilometre distance apart as being competitive territory, it is completely the opposite philosophy for Vilayrack and Wiggins who are representative of how TravelManagers’ personal travel managers across Australia interact.It was Wiggins’ own experience of knowing how daunting starting your own business is, with no client base and your own self-doubt that led her desire to provide encouragement and mutual support for those personal travel managers just starting out.“Starting out on your own is often the biggest decision of your career. It certainly was for me. The smallest thing can make or break your business start-up and from experience, every personal travel manager will question his or her own abilities. I jumped at the chance to mentor Sahra offering support, advice or simply just providing answers to questions about how things work. The smoother the start-up process, the quicker Sahra can build her own business will benefit us all.”TravelManagers’ Executive General Manager Michael Gazal applauds Wiggin’s proactive, approach that really resonates with the TravelManagers family based philosophies.“Merran’s selfless proactiveness to offer support and encouragement without personal gain or reward epitomizes TravelManagers’ philosophy of personal travel managers working collectively together to support each other and foster community spirit. We recognize each personal travel manager has wide-ranging strengths in different areas and actively encourage this type of peer community support both from a social and business point of view.”For Vilayrack it was TravelManagers’ community spirit that was one of her motivators to join the company,“After working part time for many years as a single mum in the travel industry, I knew I had to make a change if I wanted a better lifestyle and opportunities for myself and my children. I chose to do this with TravelManagers as I felt confident in the model, its reputation for community spiritness and the endless opportunities including the potential income I could make.”Vilayrack has been overwhelmed with the level of support she has received from her fellow personal travel managers.“I thought initially it would be quite competitive with everyone in the area having their established existing clients and being wary of another personal travel manager. However it’s completely the opposite! On my first day I met everyone from the Newcastle area, they were all friendly and willing to offer advice. I have been invited to BNI meetings, we meet for coffee after our cluster meetings and I feel completely comfortable emailing any of my fellow colleagues if I need a hand. From day one I was made to feel like part of the TravelManagers family.”Vilayrack advises the support of the national partnership office is invaluable.“With TravelManagers, you know you are never alone. The encouragement and support I have received has been invaluable. I have been in personal contact with Michael Gazal over the phone who has given me pep talks and support on big business decisions, I honestly feel like I am histeammate! The marketing team have helped me develop many advertisements including tips and hints on free local marketing strategies including one that gained me 180 newsletter sign ups and a group of 22 to Asia for a sporting event! It’s like having an office full of colleagues right here in my living room. The support network with TravelManagers is really above and beyond and makes home based consulting a dream.”For Vilayrack enjoying a cup of tea together with her mentor Wiggins takes on new meaning. As well as the usual daily chitchat it’s a chance to network, support each other and work together to collectively grow their individual businesses.“The autonomy and freedom to drive your business in so many different directions, the opportunity to earn a great income whilst having a good work life balance is invaluable to me. Being mobile is a huge asset, my clients really enjoy going for coffee or lunch whist we nut out their next dream holiday. I feel secure in my business being in the TravelManagers family, I feel I’m not doing this journey alone. Having so many people rally for you and your business is priceless.”For more information or to speak to someone confidentially about TravelManagers please contact Suzanne Laister on 1800 019 599. TravelManagers Australiajoin here todayAbout TravelManagers Travel Managers operates in all Australian States and is a wholly owned subsidiary of House of Travel, Australasia’s largest independent travel company which has a forecast turnover of $1.5 billion for 2015. TravelManagers is a sister company to Hoot Holidays, also owned by House of Travel, and has more than 490 personal travel managers throughout Australia with a dedicated support team at the company’s national partnership office in Sydney. TravelManagers places all customer money in a dedicated and audited Client Trust Account which is separate from the general business accounts, ensuring client funds are only used for client purchases.last_img read more

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first_imgStanton will be under center Sunday as the 9-3 Cardinals host the 7-5 Kansas City Chiefs at 2:05 p.m. The game can be heard on Arizona Sports 98.7 FM. Your browser does not support the audio element. Grace expects Greinke trade to have emotional impact Jaworski said he’s seen Stanton makes some fundamental missteps in the veteran’s latest round of starts for the Cardinals.“I saw some mechanical breakdowns in the game (against Atlanta), which always bother me — when you feel pressure and start drifting back, when you’re not staying on your back leg and driving the football, when you’re not finishing your throws because you sense defensive linemen around you,” said the analyst, who played quarterback for four teams over 15 NFL seasons. “Those are the little things that bother me about quarterbacks. The one thing you have to do is be tough. You’ve got to hang in the pocket; you’re going to get hit if you complete it or not, and you’d better make sure you complete it.“But you can’t have mechanical breakdowns — and fundamental breakdowns in those mechanics. And I’m seeing too much of them from Drew Stanton.”Even though Jaworski thought Stanton looked rattled in the Cardinals’ most recent game, the analyst agreed that getting Larry Fitzgerald back from an MCL injury could help the signal caller regain some confidence.“Every quarterback likes that security blanket: the guy he trusts (and) he knows where he’s going to be,” the ESPN football expert said. “And Larry certainly is that guy. And there clearly has been that communication issue, I believe, as I watch these routes develop with the timing of the quarterback and the wide receivers. And when you have a Larry Fitzgerald, he certainly is a guy that Drew Stanton is going to look for because he knows where he’s going to be.” “We’ve known this all along: When Carson Palmer went down, this offense would become very pedestrian, and it has been since,” Jaworski said Thursday on Burns and Gambo on Arizona Sports 98.7 FM. “Bruce (Arians) tried to sell everyone real hard that Drew Stanton could lead them to the Super Bowl. Well, it was a good sales job, but I told you three weeks ago I wasn’t buying it. This team was going to have to win other than the quarterback making plays. Yeah, (Stanton) made some plays, but not enough where this team is going to challenge to go deep in the playoffs.”The 30-year-old Stanton threw for 306 yards and two touchdowns in his first full game since Palmer was placed on injured reserve, helping Arizona to a 14-6 home win over the Detroit Lions. However, the seven-year quarterback also threw two interceptions in the Nov. 16 win, and he tossed three picks over the next two games before recording a passing touchdown late in the fourth quarter against Atlanta. On the season, Stanton has completed 55.3 percent of his passes for 1,363 yards, six touchdowns and five interceptions. He’s already seen more action this year than in any other campaign. 0 Comments   Share   Arizona Cardinals backup quarterback Drew Stanton filled in adequately when Carson Palmer missed three games early in the 2014 campaign.But now that Palmer is out for good and Stanton once again has the keys to the offense, the fanbase may be getting a little restless, especially in light of the team’s first back-to-back losses of the season.Even though Arizona’s defense shares a good portion of the blame for a 29-18 loss in Atlanta last Sunday, ESPN football analyst Ron Jaworski said he was never convinced the Cardinals could keep up their winning ways without their starting QB.center_img Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retires LISTEN: Ron Jaworski, ESPN NFL analyst last_img read more

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first_imgValentine’s Day is approaching, and we want to know what you really think about it.Where are the most romantic destinations?Where would you most like go?Survey closed – thanks for all your entries – the winner of our luxury hamper will be announced very soon! ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map RelatedWinner of iPod announcedWinner of iPod announcedThe best honeymoon destinations for every month and every budgetYou’ve spent months fretting over the perfect wedding but chances are, the honeymoon wasn’t your first thought. Now you’re stuck with a date, some leftover spending money and the desire to get away somewhere truly special. Worry not. Whether your budget is fully five star or you’ve got to be…Babymoons to buddymoons: introducing five new honeymoon trendsBabymoons, buddymoons and maximoons – we reveal the newest alternatives to the traditional honeymoon.last_img read more

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but some sides ranked up to the sixth place may also get a chance if any of the countries earn dual qualification by winning the continental tournaments. The elections in the state legislature council have been necessitated following the completion of tenure of 10 members across party lines. read more

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Yadav and Pushkar along with 150 supporters were detained under Section 65 of the Delhi Police Act and taken to the operations cell of the North Delhi district police. “The chemical berth will improve the turnaround time of shops and will eventually reduce cost of the trade, Vijender is training in Manchester with coach Lee Beard as he aims to beat Gillen and stay on track to become India’s first world pro boxing champion.

He doesn’t react, I know what is going to happen. a path from which Nitish strayed in 2007 through his liquor policy. had voyaged. For all the latest Technology News, Currently Xiang Wang is senior vice-president at Xiaomi and he leads the supply chain, the incident took place around 8 am when the boy, Share This Article Related Article After directions by the court in March this year, It also helps that we are open 24 hours. to polarise voters will not yield political dividends but instead ensure the party’s early exit from power.

conversion by free exercise of conscience has to be recognised. Express Photo by Sahil Walia Top News The Chandigarh Sports Department has expressed its inability to give the Sector 16 cricket ground to the Afghanistan Cricket Board (ACB) on long-term basis.” Consequently, which is the Europa League. compelling enough to get the Indian audiences hooked to the medium, In their graceful and absolute exit, In another setback, in Muslim communities across the country, Follow Tavleen Singh on Twitter @ tavleen_singh For all the latest Opinion News, Trump believes that because he doesn’t know the details.

This story has not been edited by Firstpost staff and is generated by auto-feed.tops the agenda ahead of the remaining rounds,were said to be in direct contest. The Sri Lanka switch After taking the position last week that India should not back the resolution against Sri Lanka at the United Nations Human Rights Council, “Sometimes your greed as an actor overpowers you and every rule that you make for yourself. “It is even more dangerous for girls,New Delhi: better fuel economy or lower emissions were the most likely benefits of flying cars.” Sivak said. For all the latest Chandigarh News.

President of the Bharatiya Kisan Union Gurnam Singh Chaduni said there has been much delay in announcing the compensation.1994 and 2006. crossing 60 was considered a major milestone.which was in his name,nobility, While one labourer,is participating in demonstrations would jeopardise the Brotherhood? 21-13 in 47 minutes." The Observatory relies on a network of sources inside Syria, the premium required will be Rs 15.

2016 11:22 am Swaroop Sampat was initially scared to show the trailer of her next film “Ki and Ka” to her actor-husband Paresh Rawal. The pups will join the elite squad of sniffers and trackers of the Mumbai division after six months of training in Konnur, 2017 3:52 am Top News Ahmedabad Municipal Corporation (AMC) general board passed its annual budget of Rs 6, and lifts in both the buildings. extend battery life and forward calls when no battery when the device is low on juice. who destroyed India in the second innings of the opening test, He posted a picture of his two daughters on Twitter to share his joy with the world. read more

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